We all know that to manage our finances effectively, it helps to have a plan…aka budget. With that being said, many high school students and young adults have no idea how to do this. If you teach any courses, classes or units that include adulting or financial literacy, this Salary to Budget Hyperdoc is a must to get them ready for life! Initially, the hyperdoc puts the learning in the hands of the students as they independently work through the basics about budgets before applying what they’ve learned in a simulated budget, paper plate visual project, using a randomly assigned occupation and salary. Learn more as you continue reading.
Category: Personal Finance
Regifting: A Talking Points Lesson
Who hasn’t received a gift that simply “wasn’t you” and needed a gift, but didn’t have time to go to the store so you ended up giving that “unyou” gift to someone else? This
is called regifting and the concept became popular during the 1990’s in a Seinfeld episode, although I imagine it began long before then! This Regifting: A Talking Points Lesson explores this controversial concept in a variety of ways! It’s the perfect time of year to give it a try!
Fishbowl Game
Do your students sit and stare at you? Is getting them to talk a challenge–especially at the start of a new semester or unit? One way to combat that and include
some friendly competition is to incorporate the Fishbowl Game! This game has become one of my favorite activities to engage students and get them to relax and open up. This minimal prep game can be used to introduce new content, vocabulary words, holiday fun and more. It’s a great team building exercise that can also be used with adults if you have to share teaching ideas among your faculty!
Inflation & The Family
Famous Failures & Mindset
Sometimes teens think life and accomplishments are easy for everyone else but themselves. So not true! I love using examples of famous failures to show that sometimes one must fail in order to succeed, especially in the world of work. The Famous Failures & Mindset lessons and activities will help drive that message home.
Paycheck Stations
Paycheck Stations is a digital activity created while we were remote last year to help students get a better understanding of the concepts asssociated with earning a paycheck. However, the materials associated with each of the paycheck stations can easily be printed and placed at actual stations within your room for completion. It’s a great way to get students engaged and moving!
First Apartment: Living Room Budget Project
Many young people today think they are going to go out there and have their “dream” apartment (like they see on TV), complete with top of the line furnishings, etc. Realistically, most will find they will be grateful for any free or hand-me-down furnishings (although they don’t realize that now). I wanted students to create a “dream” living room where money was no object. Their furnishings were based on their personal style, using the web-based technology Polyvore Home and they had to keep a list of expenses. Then, they had to replicate the room on a reduced budget as closely as possible using online department stores, again keeping track of their expenses. Not only did this project end up being an eye-opener for them in terms of cost, but they learned they could have a similar look, spending much less money. Oh, and did I mention, they also had a lot of fun “decorating and shopping” for a period or two!
Check Writing Game Board
Lifestyle Creep Hyperdoc
Many people, including teens, suffer from this problem! The Lifestyle Creep Hyperdoc introduces students to the concept and explores not only what the signs and effects are, but also how it change a person’s life as well as how it can be prevented. It’s a great lead in to the importance of living within your means and budgeting!
Top 10 Lists…Video Style
Some of you may remember the Late Show with Dave Letterman! One of his regular features included his infamous top 10 lists in descending order from 10 to 1, adding his own a touch of humor and sarcasm as he shared! I have been using written top 10 lists for years and was excited when Matt Miller of Ditch That Textbook shared his version utilizing Flipgrid. This Top 10 Lists…Video Style post shares how to present the lists via Flipgrid with some of ideas for topics. Help add to the list by sharing additional topics!